OUTsurance was established in 1998 and is part of Rand Merchant Investment Holdings (RMI) and is an approved financial services provider. The business leads in the short-term insurance market offering car and home insurance directly to South Africans. Business OUTsurance caters for needs of all types and sizes of businesses. The life insurance division offers comprehensive death, disability and critical illness cover. Internationally, OUTsurance Namibia operates in the personal short-term insurance market and Youi, a sister company in Australia and New Zealand, offers car and home insurance. The business employs more than 2 400 people and is well known for its payoff line, “You always get something OUT” and its exceptional company culture.